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Step 1 of 1
 
You're applying for a 1 Year Fixed Rate Cash ISA
 

Before you start

 
Eligibility:
To open a personal savings account you need to meet the following requirements:
  • A UK resident
  • Aged 18 or over
  • A UK tax resident. Crown employees performing duties overseas or those married to, or in a civil partnership with such a person can also apply
  • Applying for a personal savings account, not on behalf of a business
  • Depositing a maximum of £20,000 for this tax year, assuming this does not exceed your annual ISA allowance (including money in cash, stocks and shares, innovative finance and lifetime ISAs held with other ISA providers)
  • Minimum opening deposit between £10,000 and £2 million per account
  • Have a UK registered mobile phone number
If you are already registered for online banking with us, please login to apply for your
new account.
If you are unable to complete an application online, or if you are looking to open an account on behalf of someone else (e.g. via Power of Attorney) please contact our Customer Services team on 020 3857 3050 to discuss available options.
 
Please note, our standard working hours are 9am-5pm Monday to Friday, excluding bank holidays. Any requests made outside of these hours will not be processed until the next working day.
 
Your application:
For security purposes, your application will time out after 5 minutes of inactivity. Please
ensure you have your personal details including your nominated bank account and
national insurance number to hand. You will not be able to save your application and
return at a later date.
During the application process we will check your identity and address match the
details entered on the application form. In the majority of cases, we verify identity
using automated technology, please note this is not a credit check.
If any of the details do not match you may be asked to upload documentation. We will
let you know at the end of your application and provide you with details on next steps.
 
Pre-notification of charges:
This account has a 14 day cooling off period, meaning you can have your money back
without charge up to 14 days after opening your account. This will not impact your tax
year allowance.
After the 14 day cooling off period you will be charged 90 days interest if you
choose to close your account early. If the interest earned does not cover the fee, you
may get back less than you originally deposited.
 
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